Month: June 2018

Eco-friendly quick cash loans

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Quick cash loans (also known as payday loans up to 30 days to repay) are not only convenient but they may even prove to be eco-friendly. Here are some things you may not know about them:

– they are a form of borrowing providing fast access to, typically, smaller loan amounts of between $100 – $5,000 (although more may be available depending upon the circumstances);

– from initial application through to the cash advance arriving in your bank account (if it is approved) may take as little as 2 hours in some situations;

– when your next payday arrives, the payday loan provider will typically debit your bank debit card to recover, in one go, the original amount plus their previously agreed costs and charges;

– as the monies are quickly repaid and are for typically smaller amounts of money, some providers may be less concerned about some forms of credit history problems than other lenders;

– eligibility requirements are typically not too demanding – generally you will need to be in permanent employment and receiving a regular salary, aged 18 or over, resident in the US and have a US bank account and bank debit card;

– the money may be used for any purpose you wish – providers are typically not likely to ask for an explanation as to the purpose of the loan or copy invoices etc.;

– note that although the emphasis with loan till payday is on flexibility, responsible lenders will always advise that they are not a suitable mechanism for trying to consolidate debt nor should they be used to try and supplement your regular income if you find that you are unable to meet your normal monthly outgoings from your normal monthly pay;

– the entire process from application, through to money transmission (if your application is accepted) and eventual repayment, may be able to be conducted entirely online – something that avoids postal delays, multiple signatures and the unnecessary generation of paper (which helps keep trees intact);

– once you have repaid your quick cash or payday loan (the two descriptions essentially relate to the same product) you will be free to apply for further loans, as and when you need them;

– quick cash loans may prove to be extremely useful in coping with the odd crisis – finding out more might be a good idea.

Categories: lenders loans money

Grabbing a bargain with payday advance loans

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On your way home from work you may have spotted a special offer that caught your attention. Perhaps it was your dream holiday destination at an “in your dreams” price – if you can find the deposit now. Payday advance loans may allow you take advantage of bargains like these, which may only be available for a few days.

True bargains do crop up every now and then. Being able to take advantage of them can make a big difference, particularly when times are tight. If they happen at a time when you also have some money in the bank then all is good and well.

If payday is still some time off though, using payday advance loans may be an alternative.

If you are over 18 and have a job, then you can apply for one of these cash advance loans and if your application is approved, the money could be paid to you in as little as a couple of hours.

To take advantage of this type of fast service you may also have to have a bank account which has a debit card attached. You may typically also be looking to borrow an amount of money that you can comfortably afford to repay in one instalment.

The first step is to decide how much you want to borrow and for when (your next payday or possibly the one after that) you want to pay it back. At this stage, you may typically also see just how much interest you would be expected to pay for a loan of your chosen duration.

After you provide some personal details about you, your job and income, a fast credit check is typically carried out.

If your application is accepted, then the loan funds may be credited to your account in a couple of hours if your bank can accept these types of transfer, otherwise the money will typically arrive the next working day.

The repayment is carried out using a debit card transaction scheduled to happen automatically on the date you opted for during the application.

Payday advance loans can provide you with a quick cash injection to overcome a short term cash flow issue. They could make all the difference to being able to act quickly to grab a bargain.

Categories: loans money short term

Payday loans equal flexible loans

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If, like many of us, you get paid a fixed amount every month, there may be some months when you may struggle to cope with some extra item of expenditure. Flexible loans may help your budget stretch just that bit further.

It could be: a bill that needs to be settled (yesterday may have been good), an anniversary or birthday that you forgot about and need to buy a present for, a two-day sale in your favourite shop with payday, unfortunately, more than two days away a great deal on a holiday but the deposit needs to be paid now, you may just feel that you and your family deserve a treat.

In any of these situations, a flexible loan may give you a real alternative to “if only…”.

These flexible loans are known as payday loans. They are a relatively new type of lending which can provide you with a cash injection to remedy a short-term cash flow problem.

They are typically available:

if you are 18+, are a United States of America resident and have a job;
if you have an active bank account which has a debit card attached.

They are flexible because:

| They are available online;
| If your application is accepted, the money can be transferred to your bank account in two hours (provided that your bank can accept these fast transfers);
| They may be available for situations that other lenders may not even consider, in fact, with these loans why you want the money tends to be irrelevant as far as payday loan lenders are concerned;
| They may be available if your credit history is reasonable rather than perfect.

With payday loans, you typically are borrowing a relatively small amount of money over a short period of time. Sums between $100 and $1,000 are fairly typical, borrowed for a period of days or weeks – typically until you next get paid.

These flexible loans are then repaid in full in one instalment, which will include agreed interest and charges. The repayment is typically made as a debit card transaction, which automatically completes the loan on the agreed date.

Categories: fixed amount loans rates